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I began my career in the mortgage industry in 1990, and have been very fortunate that a lot of my business has come from previous clients and their friends and family.  With over 27 years of mortgage knowledge, I offer a level of expertise that benefits my clients which many Loan Originators cannot offer. I am passionate about helping people achieve their homeownership dreams, and I am committed to educating consumers on the mortgage process and latest loan products.

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Mortgage Calculator

Buying a home is a big investment with expenses you may not have thought about. Use our mortgage calculator to estimate your mortgage payment, including taxes and insurance.

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30-Yr Fixed / 4.25% Interest
  • Principal & Interest $949
  • Property Tax $250
  • Homeowners Insurance $58
  • Mortgage Insurance $84

Additional Calculators

How Much Will My Payments Be?
Calculate your monthly payment with applicable finance charges, PMI, hazard insurance, and property taxes.

Mortgage Principal Calculator
This calculator allows you to "peek into the future", allowing you to see the remaining balance of your mortgage after several payments.

Affordability Calculator
How much can you borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view.

Mortgage Length Calculator
This calculator will help you to determine your savings if you make larger monthly payments.

What if I Pay More Every Month?
See how your mortgage will be reduced, if you pay $$$ more every month.

Should I Refinance?
Is your old APR (Annual Percentage Rate) too high? Estimate the benefits of refinancing using this calculator.

Tax Benefits Calculator
This calculator will calculate your tax savings after a house purchase. Financial analysis includes first year as well as total tax savings.

Should I Pay Points to Lower My Interest Rate?
Calculate how much points affect your monthly payments and how fast they will pay for themselves.


Lisa is awesome! She helped every step of the way in the purchase of our new home, kept us well informed of what was going on, and called us promptly when rates changed for the better. If you get the chance to work with her, don't pass it up!! James Garra Crew Scheduler
Lisa Brown made our first time home buying process so easy! From when we initially reached out to her seeing if we even qualified to completing our home purchase a few months later when we were ready. She kept us informed and explained everything we needed to know. thanks again Lisa! Breanna Mancebo Office Manager & Executive Assistant to the CEO
Lisa was super helpful and supportive. I would highly recommend using her services to any of my friends or family. Chuck Daubert Retired
Lisa was very timely and informative Lee Mickelson Home Buyer
Jerome at Amerifirst was very pleasant to work with. We had an easy process in refinancing our house. We highly recommend the team at Amerifirst. Kim Arcaro Homeowner
great job kenny mitchell ceo
Lisa Brown and her team were wonderful! They helped us every step of the way with our home loan. We had to move closer for work and there was alot of work/family juggling involved to make it happen and Lisa was always there when we needed her. She is a very kind, down to earth person ... READ MORE Joshua & Jennifer Seavey
Lisa and her team made the home purchasing process as fast and painless as possible. From the time I spotted my home until I got the keys, she, her team, my realtor, and the title company worked seamlessly to make my dream come true. I simply cannot imagine using any other team of ... READ MORE Arion Larsen Home owner
We started the process of purchasing a new home towards the end of 2017 and had nothing but problems with builders, realty agents, sellers, basically everyone involved with purchasing a home,EXCEPT Lisa! Her and her assistant Kimberly were the lone bright spots in the entire process. I ... READ MORE David Strauss
I had a wonderful experience with Lisa managing my home loan application. She was knowledgeable, efficient, and available to answer my questions. I appreciated her service and would highly recommend her to others. Stacey Young home owner
Lisa was fantastic! She kept us updated and informed every step through our loan and closing. I will highly recommend her to any one looking to purchase or refy a property. We could not have had a better person leading us through the home buying process! Nan DeChant
Kimberly was an amazing assistant to Lisa. She guided us through the loan process every step of the way. She was always just a phone call away with any questions or concerns we had. She worked hard on our behalf to reach the successful approval of our loan. Kimdall and Cindy Mackie Buyer
Lisa Brown and her team of experts did a fantastic job of seeing us through to a successful end for our loan approval. We found Lisa to be professional, knowledgeable, and personable. She guided us every step of the way, ensuring a thorough and complete diligence during the loan ... READ MORE Kimdall and Cindy Mackie Buyer
We highly recommend Lisa Brown to help with financing for any reason, she helped us so much. She and her staff worked tirelessly to help us through the whole process for the purchase of our new build. I also want to highlight the exceptional work done by her assistant Amanda. Thank ... READ MORE Jesse Garcia
When purchasing a home, I highly recommend Lisa and her team. I could not have purchased my home without the enthusiasm, constant communication and professional demeanor I experienced. Danette Valencia Litigation Paralegal
I trust Lisa with myself and my clients. I have worked with her for over a decade, and it is hard to find loan officers who know products and all of the workings of a loan like she does. Kirsten Snyder Realtor
She took an almost impossible situation and found a way for my family and I! She always made me feel important and listened to during the whole process and was available to me when I needed her. My family and I are in a beautiful home and so happy thanks to Lisa and her team! Nicole Aispuro Nicole Aispuro
My husband and I are first-time homebuyer's and because our situation was unique by residing in two separate states, Lisa brown Went above and beyond to help us decide what our best loan options were. I had been told Inaccurate information several times before speaking to Lisa. ... READ MORE Michelle Burchill Michelle Burchill Property Manager
I had a very complicated mortgage application due to a divorce. Lisa and her team at Amerifirst were extremely patient, helpful and positive through the whole experience. In the end, despite what the "numbers" said, they came through with a great rate and I was able to ... READ MORE Tony G
Lisa is the best! As a first time homebuyer I was pretty intimidated at the whole process. Lisa is so knowledgeable and experienced in her field that it took mere minutes to find the right program and loan for me as well as get me pre approved. Within days after meeting with her I ... READ MORE Abrielle Roorda
After having a really bad experience with another lender, Lisa Brown was referred to us. After working with her on a transaction of buying a recent home, I was AMAZED! I absolutely could not believe how smooth everything went. We enjoyed working with her and with her amazing services, ... READ MORE Yvonne Savory Business Owner
Lisa made the loan process very painless. She responded whenever we had a question. She walks you through the whole process and is very professional and courteous. We recommend her to anyone that needs a home loan. Leonard McElmurry
My wife and I found Lisa Brown to be a very knowledgeable person and was definitely motivated to obtain the loan conditions she possible could for. She provided us with up to minute rate information and also devised a very good loan option/strategy for our circumstances. We highly ... READ MORE michael d buyer
As a self-employed real estate broker getting a loan on a rental property is never easy. However, Lisa really went to bat for me and got it done in record time. Jack Buta Broker / Land Developer
Lisa with Amerifirst Financial was a wonderful help in getting my loan. She worked with me every step of the way and was always available to answer all my questions. I would recommend Lisa for anyone wanting to get a home loan! Carie Banuelos
Lisa Brown and her staff at AmeriFirst did an outstanding job refinancing our home loan. My wife and I would recommend Lisa for any and all home mortgage needs. Thanks Lisa !! Chester and Dawn Baxter Chester Baxter
Lisa and her crew were exceptional when it came to my loan Doc's. They kept me informed on the process and constantly updated me thru email and phone. The loan process was painless. I have dealt with Banks , who never gave me good customer service. i will definetely recommend Lisa ... READ MORE Benjamin Dorairaj Operations Director New Century BMW
I had the great pleasure of working with Lisa Brown and her Assiciates at AmeriFirst. Buying a house is normally a very stressful endeavor, however, Lisa, made this process so much easier. What most impressed my husband and I, other than the ease of the purchase, was that Lisa and ... READ MORE Evelyn Marti
This is the first time I worked with Lisa. From the very beginning of the process she explained the entire procedure step by step and provided an estimated time frame. Everything went according to schedule and we did not encounter any problems. There was a lot of paperwork to complete ... READ MORE Dan DiRosario Retired

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